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Other than what's already been discussed: A glaringly obvious point - reverse causality. When the economy is good and credit is heating up, the Fed raises rates, and vice versa.

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Very interesting - what's your take on credit issue affecting inflation? caw of giageld.com

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Great article. I would wonder how much of the small biz bank debt is handled by private credit funds now. It may easily fill up the missing gap since 08 (the banks are so much more regulated in biz loans now).

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